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maximus money loans payday loan near me

Lower Costs, Broader Access, and Increased Retention

Lower Costs, Broader Access, and Increased Retention

Do a difference is made by the offerings towards the employees they provide? To discover, Baker and their research partner—Snigdha Kumar, a previous Harvard Kennedy class pupil now working during the fintech start-up Digit—compared the start-ups’ fees with those of market equivalents. Proving PayActiv’s benefit had been easy; the $5 cost is well underneath the typical $35 overdraft fee charged by banking institutions and also the $30 many payday lenders charge for a two-week $200 loan.

To gauge Salary Finance’s effect, the scientists first contrasted the annualized rate of interest charged by the company with those of a few personal-loan lenders.

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maximus money loans payday loan near me

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